🇺🇸 The Platinum Card® from American Express - US

Conditions

Exclusions

Conditions

Exclusions

Conditions

• • Must charge the full amount of the trip to the eligible card
• • Trip length must not exceed 365 days
• • Must notify administrator within 60 days of loss

Exclusions

• × Pre-existing conditions
• × Suicide, attempted suicide, or self-inflicted injury
• × Declared or undeclared war
• × Mental or emotional disorders unless hospitalized
• × Participation in professional sporting activities
• × Intoxication or drug use
• × Commission of illegal or criminal acts
• × Financial insolvency of travel supplier

Conditions

• • Reimburses non-refundable amounts paid if interruption is due to a covered loss
• • Covers additional transportation to rejoin the trip or return home
• • Must charge the full amount of the trip to the eligible card

Exclusions

• × Pre-existing conditions
• × Suicide or self-inflicted injury
• × War
• × Mental disorders unless hospitalized
• × Professional sports participation
• × Intoxication
• × Illegal acts

Conditions

• • Trip must be charged to the eligible card
• • Delay must be caused by a covered loss (weather, equipment failure, lost passport, terror/hijacking)
• • Limit of 2 claims per 12 consecutive month period
• • Covers reasonable additional expenses like meals, lodging, and personal use items

Exclusions

• × Delays made public or known prior to departure
• × Expenses paid prior to the trip
• × Intentional acts by the traveler
• × Expenses reimbursable by an employer

Conditions

Exclusions

Conditions

• • Covers carry-on and checked baggage
• • Must be on a covered trip on a common carrier
• • Entire fare must be paid with the eligible card
• • Secondary to common carrier reimbursement

Exclusions

• × War or acts of war
• × Confiscation by government authority
• × Credit cards, documents, tickets, money
• × Plants and animals
• × Consumables and perishables
• × Eyeglasses, contact lenses, hearing aids

Conditions

• • Must pay for the entire rental with the eligible card
• • Must decline the rental company's collision damage waiver
• • Coverage limited to 30 consecutive days
• • Includes Accidental Death and Dismemberment riders

Exclusions

• × War or acts of war
• × Rentals in Australia, Italy, New Zealand, or sanctioned countries
• × Use contrary to rental agreement
• × Intoxication or drug use
• × Off-road operation
• × Wear and tear
• × Personal liability

Conditions

• • Must charge monthly bill to the eligible card
• • Coverage begins first day of month following payment
• • Limit 2 claims per 12 months
• • Covers stolen or damaged phones (including cracked screens)

Exclusions

• × Accessories (except standard battery/antenna)
• × Resale or commercial use
• × Mysterious disappearance
• × Phones under care of common carrier
• × Cosmetic damage
• × Intentional acts or fraud

Conditions

• • Covers theft, accidental damage, or loss
• • Must use eligible card for the purchase
• • Natural disaster limit of $500 per event

Exclusions

• × War or acts of war
• × Confiscation by authority
• × Items not reasonably safeguarded (unlocked vehicle)
• × Wear and tear or defects
• × Consumables
• × Motorized devices
• × Items for resale or commercial use

Conditions

• • Matches original manufacturer warranty
• • Original warranty must be 5 years or less
• • Must use eligible card for the purchase

Exclusions

• × War or acts of war
• × Alteration or modification
• × Animals or living plants
• × Consumables
• × Motorized devices
• × Resale or commercial use items