TD® Aeroplan® Visa Infinite* Card

TD® Aeroplan® Visa Infinite* Card

Annual Fee: $139

Issuer: TD

Policy Version: August 2024

Last Updated: 2026-02-08

Policy Information

Claims Contact

website: td.com/agreements
phone domestic: 1-866-374-1129
phone international: +1-416-977-4425

Global Limits

who is covered: Primary Cardholder, Spouse, Dependent Children, Additional Cardholder
trip duration limit: 21 days

Coverage Summary

Coverage Area	Covered?	Limit	Conditions	Exclusions
emergency medical Start Claim	✅ Yes	$2,000,000	Must be a resident of Canada Must be covered by a Government Health Insurance Plan (GHIP) Account must be in Good Standing Must contact administrator immediately in event of emergency Trip must not exceed maximum covered days unless top-up is purchased	Pre-existing medical conditions not stable for 90 days (age 64 and under) or 180 days (age 65+) Non-emergency, experimental, or elective treatment Travel for the purpose of obtaining treatment Pregnancy complications within 9 weeks of due date or childbirth during trip Participation in high-risk sports or activities (e.g., bungee jumping, parachuting) Abuse of alcohol, drugs, or intoxicants
travel accident Start Claim	✅ Yes	$500,000	Must charge full fare to account or paid fully/partially with Aeroplan points Must be riding as a passenger in or entering/exiting a common carrier Account must be in good standing	Acting as pilot or crew member Suicide or self-inflicted injury Bacterial infection (unless from accidental injury) War or civil unrest Service in armed forces
trip cancellation Start Claim	✅ Yes	$1,500 per person / $5,000 total	At least 75% of trip cost must be charged to card or paid with Aeroplan points Must cancel travel arrangements within 24 hours of cause Must call administrator immediately Trip must be outside province of residence	Pre-existing medical conditions not stable for 90 days (64 and under) or 180 days (65+) Reasonably foreseeable conditions Pregnancy complications within 9 weeks of due date Travel to a region with a government 'Avoid all travel' advisory Professional sports or high-risk activities Self-inflicted injuries or suicide
trip interruption Start Claim	✅ Yes	$5,000 per person / $25,000 total	At least 75% of trip cost must be charged to card or paid with Aeroplan points Must contact administrator immediately (within 24 hours) Transportation expenses must be pre-approved	Pre-existing medical conditions not stable for 90 days (64 and under) or 180 days (65+) Reasonably foreseeable conditions Unused prepaid return travel Travel against medical advice Events occurring outside coverage period
trip delay Start Claim	✅ Yes	$500	Delay must be due to inclement weather, equipment failure, or strike Must be a covered trip where at least 75% of cost is charged to card or paid with Aeroplan points Coverage is excess over other insurance or carrier reimbursements	Events made public prior to booking Laws or regulations from governments Strikes or labor disputes known prior to booking Withdrawal of service by authorities Bomb search or threat
lost baggage Start Claim	✅ Yes	$1,000	Must pay at least 75% of ticket cost with card or Aeroplan points Baggage must be checked with a common carrier Coverage is excess of other insurance and carrier payments	Baggage not checked Money, securities, credit cards Tickets and documents Losses resulting from criminal acts by covered person Confiscation by customs or government
delayed baggage Start Claim	✅ Yes	$1,000	Must pay at least 75% of ticket cost with card or Aeroplan points Purchases must be for essential clothing and toiletries Purchases must be made before baggage is returned Coverage is excess of other insurance	Delays occurring on return home Expenses incurred more than 96 hours after arrival Expenses incurred after baggage is returned
rental car Start Claim	✅ Yes	Actual cash value up to MSRP $65,000	Must pay entire rental cost with card or Aeroplan points Must decline rental agency's Collision Damage Waiver (CDW) Must inspect vehicle for damage before and after rental Only one vehicle covered at a time	Vans, cargo vans, or mini cargo vans (other than passenger minivans) Trucks or pickup trucks Limousines Off-road vehicles Motorcycles or mopeds Vehicles with MSRP over $65,000 Exotic or antique vehicles Intoxication or narcotic use
cell phone protection Start Claim	✅ Yes	$1,000 Ded: $25 to $100 depending on device cost	Must charge at least 75% of total cost to account OR pay all monthly bills with account Coverage starts 30 days after purchase or first monthly bill payment Limit of one claim per 12 months, two claims per 48 months Must notify provider to suspend service within 48 hours of theft	Accessories and batteries Devices for business or resale Refurbished devices (unless from manufacturer/provider) Mysterious disappearance Cosmetic damage Theft from baggage unless hand-carried
purchase protection Start Claim	✅ Yes	Purchase Price (Lifetime max $60,000)	Must charge at least 75% of purchase price to account Item must be for personal use Coverage is excess of other insurance (e.g., home insurance)	Cash, travelers cheques, tickets Animals or living plants Jewelry in baggage unless hand-carried Motorized vehicles and parts Used or pre-owned items Items for business use Normal wear and tear Mysterious disappearance
extended warranty Start Claim	✅ Yes	Purchase Price (Lifetime max $60,000)	Must charge at least 75% of purchase price to account Original manufacturer's warranty must be valid in Canada Original warranty must be 5 years or less (unless registered) Coverage doubles warranty period up to 1 extra year	Wear and tear Motorized vehicles and parts Used or pre-owned items Items for business use Improper installation or alteration

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