🇨🇦 TD® Aeroplan® Visa Infinite* Card
Annual Fee: $139
Issuer: TD
Policy Version: August 2024
Last Updated: 2026-02-08
Policy Information
Claims Contact
- website: td.com/agreements
- phone domestic: 1-866-374-1129
- phone international: +1-416-977-4425
Global Limits
- who is covered: Primary Cardholder, Spouse, Dependent Children, Additional Cardholder
- trip duration limit: 21 days
Coverage Summary
Conditions
- • Must be a resident of Canada
- • Must be covered by a Government Health Insurance Plan (GHIP)
- • Account must be in Good Standing
- • Must contact administrator immediately in event of emergency
- • Trip must not exceed maximum covered days unless top-up is purchased
Exclusions
- × Pre-existing medical conditions not stable for 90 days (age 64 and under) or 180 days (age 65+)
- × Non-emergency, experimental, or elective treatment
- × Travel for the purpose of obtaining treatment
- × Pregnancy complications within 9 weeks of due date or childbirth during trip
- × Participation in high-risk sports or activities (e.g., bungee jumping, parachuting)
- × Abuse of alcohol, drugs, or intoxicants
Conditions
- • Must charge full fare to account or paid fully/partially with Aeroplan points
- • Must be riding as a passenger in or entering/exiting a common carrier
- • Account must be in good standing
Exclusions
- × Acting as pilot or crew member
- × Suicide or self-inflicted injury
- × Bacterial infection (unless from accidental injury)
- × War or civil unrest
- × Service in armed forces
Conditions
- • At least 75% of trip cost must be charged to card or paid with Aeroplan points
- • Must cancel travel arrangements within 24 hours of cause
- • Must call administrator immediately
- • Trip must be outside province of residence
Exclusions
- × Pre-existing medical conditions not stable for 90 days (64 and under) or 180 days (65+)
- × Reasonably foreseeable conditions
- × Pregnancy complications within 9 weeks of due date
- × Travel to a region with a government 'Avoid all travel' advisory
- × Professional sports or high-risk activities
- × Self-inflicted injuries or suicide
Conditions
- • At least 75% of trip cost must be charged to card or paid with Aeroplan points
- • Must contact administrator immediately (within 24 hours)
- • Transportation expenses must be pre-approved
Exclusions
- × Pre-existing medical conditions not stable for 90 days (64 and under) or 180 days (65+)
- × Reasonably foreseeable conditions
- × Unused prepaid return travel
- × Travel against medical advice
- × Events occurring outside coverage period
Conditions
- • Delay must be due to inclement weather, equipment failure, or strike
- • Must be a covered trip where at least 75% of cost is charged to card or paid with Aeroplan points
- • Coverage is excess over other insurance or carrier reimbursements
Exclusions
- × Events made public prior to booking
- × Laws or regulations from governments
- × Strikes or labor disputes known prior to booking
- × Withdrawal of service by authorities
- × Bomb search or threat
Conditions
- • Must pay at least 75% of ticket cost with card or Aeroplan points
- • Purchases must be for essential clothing and toiletries
- • Purchases must be made before baggage is returned
- • Coverage is excess of other insurance
Exclusions
- × Delays occurring on return home
- × Expenses incurred more than 96 hours after arrival
- × Expenses incurred after baggage is returned
Conditions
- • Must pay at least 75% of ticket cost with card or Aeroplan points
- • Baggage must be checked with a common carrier
- • Coverage is excess of other insurance and carrier payments
Exclusions
- × Baggage not checked
- × Money, securities, credit cards
- × Tickets and documents
- × Losses resulting from criminal acts by covered person
- × Confiscation by customs or government
Conditions
- • Must pay entire rental cost with card or Aeroplan points
- • Must decline rental agency's Collision Damage Waiver (CDW)
- • Must inspect vehicle for damage before and after rental
- • Only one vehicle covered at a time
Exclusions
- × Vans, cargo vans, or mini cargo vans (other than passenger minivans)
- × Trucks or pickup trucks
- × Limousines
- × Off-road vehicles
- × Motorcycles or mopeds
- × Vehicles with MSRP over $65,000
- × Exotic or antique vehicles
- × Intoxication or narcotic use
Conditions
- • Must charge at least 75% of total cost to account OR pay all monthly bills with account
- • Coverage starts 30 days after purchase or first monthly bill payment
- • Limit of one claim per 12 months, two claims per 48 months
- • Must notify provider to suspend service within 48 hours of theft
Exclusions
- × Accessories and batteries
- × Devices for business or resale
- × Refurbished devices (unless from manufacturer/provider)
- × Mysterious disappearance
- × Cosmetic damage
- × Theft from baggage unless hand-carried
Conditions
- • Must charge at least 75% of purchase price to account
- • Item must be for personal use
- • Coverage is excess of other insurance (e.g., home insurance)
Exclusions
- × Cash, travelers cheques, tickets
- × Animals or living plants
- × Jewelry in baggage unless hand-carried
- × Motorized vehicles and parts
- × Used or pre-owned items
- × Items for business use
- × Normal wear and tear
- × Mysterious disappearance
Conditions
- • Must charge at least 75% of purchase price to account
- • Original manufacturer's warranty must be valid in Canada
- • Original warranty must be 5 years or less (unless registered)
- • Coverage doubles warranty period up to 1 extra year
Exclusions
- × Wear and tear
- × Motorized vehicles and parts
- × Used or pre-owned items
- × Items for business use
- × Improper installation or alteration