🇨🇦 Scotiabank Passport® Visa Infinite* Card

Conditions

• • Must be a resident of Canada covered by a Government Health Insurance Plan (GHIP).
• • Must notify the administrator immediately upon emergency or benefits may be limited to 80% or $30,000.
• • Coverage ends if you are absent from residence for more than the covered days (25 or 3).
• • Extensions available if delayed by common carrier or vehicle breakdown.
• • Treatment must be for an unforeseen illness or accidental injury.

Exclusions

• × Pre-existing medical conditions (180 days stability for under 75, 365 days for 75+).
• × Pregnancy or childbirth complications within 9 weeks of expected delivery.
• × Any elective or non-emergency surgery or treatment.
• × High-risk sports or professional sports participation.
• × Alcohol or drug abuse.

Conditions

• • Must be occupying a Common Carrier (plane, train, bus).
• • At least 75% of ticket cost must be charged to the card or Scene+ points.
• • Covers accidental death or dismemberment.

Exclusions

• × Suicide or self-inflicted injury.
• × Illness or disease.
• × Pregnancy.
• × War or terrorism.
• × Operating or serving as crew on aircraft.

Conditions

• • Must cancel travel arrangements immediately when cause arises.
• • Must notify administrator within 48 hours.
• • At least 75% of eligible trip expenses must be charged to the card or Scene+ points.

Exclusions

• × Pre-existing medical conditions (180 days stability under 75, 365 days over 75).
• × Pregnancy within 9 weeks of expected delivery.
• × Substance abuse (drugs/alcohol).
• × Travel to visit a sick person.
• × Known events or risks before booking.

Conditions

• • Must notify administrator immediately.
• • At least 75% of eligible trip expenses must be charged to the card or Scene+ points.
• • Reimburses additional transport or unused non-refundable costs.

Exclusions

• × Pre-existing medical conditions.
• × Pregnancy complications within 9 weeks of delivery.
• × Participation in dangerous sports.
• × Terrorism or war.
• × Self-inflicted injuries.

Conditions

• • Delay must be due to strike, weather, mechanical breakdown, or overbooking.
• • No alternative transportation made available within 4 hours.
• • Must charge at least 75% of the ticket cost to the card or Scene+ points.
• • Expenses must be incurred within 48 hours of scheduled departure.

Exclusions

• × Criminal or fraudulent acts.
• × War, rebellion, or insurrection.
• × Warlike acts by government or military force.

Conditions

• • Items must be purchased within 96 hours of arrival.
• • Items must be purchased before luggage is returned.
• • Full price of the fare must be charged to the card or Scene+ points.

Exclusions

• × Delays occurring on the return trip home.
• × Expenses incurred after luggage is returned.
• × Money, securities, and tickets.

Conditions

• • Luggage must be checked with a Common Carrier.
• • Full price of the fare must be charged to the card or Scene+ points.
• • Based on actual replacement cost or cash value.

Exclusions

• × Money, securities, and credit cards.
• × Cameras and electronic equipment.
• × Sporting equipment.
• × Art objects and collectibles.
• × Animals.
• × Luggage not checked.

Conditions

• • Must initiate rental and pay entire cost with card or Scene+ points.
• • Must decline the rental agency's collision/loss damage waiver.
• • Only one vehicle covered at a time.
• • Coverage limited to vehicle actual cash value plus loss of use.

Exclusions

• × Trucks, pick-up trucks, or vans (other than minivans).
• × Off-road vehicles, motorcycles, or mopeds.
• × Campers, trailers, or RVs.
• × Vehicles over $65,000 MSRP.
• × Antique cars (over 20 years old).
• × Third-party liability (injury to others).

Conditions

Exclusions

Conditions

• • Full purchase price must be charged to the card or Scene+ points.
• • Covered for loss, theft, or damage.
• • Must notify administrator within 90 days of loss.

Exclusions

• × Cash, travelers cheques, or tickets.
• × Animals or living plants.
• × Motorized vehicles and parts.
• × Business or commercial items.
• × Mysterious disappearance.
• × Wear and tear.

Conditions

• • Doubles original manufacturer's warranty up to 1 extra year.
• • Full purchase price must be charged to the card or Scene+ points.
• • Must register warranties of 5 years or more within first year.

Exclusions

• × Motorized vehicles.
• × Used items.
• × Items for business use.
• × Aircraft.