🇨🇦 National Bank World Elite® Mastercard®

Conditions

• • Must be a resident of Canada
• • Must have valid government health insurance plan
• • Must contact assistance provider before receiving treatment
• • Trip length must not exceed limits based on age

Exclusions

• × Pre-existing conditions not stable for 3 months (under age 61) or 6 months (age 61+)
• × Pregnancy within 8 weeks of due date
• × Participation in dangerous sports or activities like skydiving or bungee jumping
• × Alcohol or drug abuse
• × Travel for the purpose of receiving medical treatment

Conditions

Exclusions

Conditions

• • Must cancel before departure
• • Must notify travel provider within 48 hours of event
• • At least a portion of the trip cost must be charged to the card

Exclusions

• × Pre-existing medical conditions in the 3 months prior to booking
• × Pregnancy within 8 weeks of due date
• × Travel to visit a sick friend/relative whose condition changes
• × Aversion to travel
• × Financial difficulties

Conditions

• • Interruption must occur after departure
• • Must be due to a covered cause
• • At least a portion of the trip cost must be charged to the card

Exclusions

• × Pre-existing medical conditions in the 3 months prior to trip
• × Pregnancy within 8 weeks of due date
• × Participation in high-risk activities
• × Mental or nervous problems unless hospitalized

Conditions

• • Flight must be delayed more than 4 hours
• • Or denied boarding due to overbooking with no alternative within 4 hours
• • Must check in at least 2 hours before scheduled departure

Exclusions

• × Delays not caused by mechanical failure, weather, road accident, or police-directed road closure

Conditions

• • Only valid for outbound trips (before return date)
• • Must be checked baggage with a common carrier
• • Covers essential items like clothing and toiletries

Exclusions

• × Delay on return flight home
• × Delays less than 6 hours

Conditions

• • Item limit is $250
• • Must take reasonable measures to prevent loss
• • Must report theft to police immediately

Exclusions

• × Money, tickets, and documents
• × Animals and plants
• × Electronics (tablets, mobile devices, laptops)
• × Fragile items (unless fire/vandalism)
• × Mysterious disappearance (unless checked baggage)

Conditions

• • Must decline rental agency's collision damage waiver
• • Full cost of rental must be charged to the card
• • Only one vehicle rented at a time

Exclusions

• × Trucks, campers, and trailers
• × Off-road vehicles
• × Luxury vehicles over $65,000 MSRP
• × Vans with more than 8 seats
• × Antique cars (over 20 years old)

Conditions

• • Covers breakage, loss, or theft
• • Device must be purchased new
• • Full price or all monthly plan payments must be charged to card
• • Limit of 1 claim per year or 2 claims every 4 years

Exclusions

• × Accessories and batteries
• × Devices for business use
• × Used or refurbished devices
• × Cosmetic damage
• × Mysterious disappearance without theft

Conditions

• • Item must be new
• • Full purchase price must be charged to the card
• • Must report theft to police immediately

Exclusions

• × Traveler's cheques and cash
• × Animals and plants
• × Used or pre-owned items
• × Motorized vehicles
• × Items for business use

Conditions

• • Triples original manufacturer warranty up to 2 extra years
• • Original warranty must be valid in Canada
• • Must register if original warranty is longer than 5 years

Exclusions

• × Used items
• × Motorized vehicles
• × Items for commercial use
• × Normal wear and tear