🇨🇦 Marriott Bonvoy® Business American Express®* Card

Conditions

Exclusions

Conditions

• • Injury must occur while riding as a passenger in a Common Carrier
• • Full fare must be charged to the card
• • Loss must occur within 100 days of the accident
• • Includes exposure and disappearance (52 weeks)

Exclusions

• × Suicide or self-inflicted injury
• × War or acts of war
• × Commission of a criminal offense
• × Serving as operator or crew member
• × Alcohol or drug use not prescribed by physician

Conditions

Exclusions

Conditions

Exclusions

Conditions

• • Full fare must be charged to the card
• • Delay must be 4 hours or more
• • Includes missed connections due to incoming flight delay
• • Includes denied boarding due to overbooking
• • No alternative transportation made available within 4 hours

Exclusions

• × Alternate travel arrangements (except local taxi/rideshare)
• × Illegal activity or fraud
• × War or acts of war
• × Terrorism
• × Tickets purchased with points from other reward programs

Conditions

• • Baggage not delivered within 6 hours of arrival
• • Purchases must be made within 4 days of arrival
• • Items purchased must be essential clothing and sundry items
• • Full fare must be charged to the card

Exclusions

• × Delay occurring on a return flight to place of residence
• × Illegal activity
• × War or acts of war
• × Terrorism
• × Failure of device to read date/time data

Conditions

• • Full fare must be charged to the card
• • Baggage must be checked-in or carry-on with a scheduled airline
• • Coverage is excess to other insurance
• • Loss must occur while in transit

Exclusions

• × Contact lenses, eyeglasses, sunglasses
• × Artificial teeth and limbs
• × Cameras and recording equipment
• × Electronics (laptops, cell phones, MP3 players)
• × Cash, securities, and tickets
• × Illegal activity
• × War or acts of war
• × Confiscation by government authorities
• × Animals and furs

Conditions

• • Must decline the rental agency's CDW/LDW
• • Full cost of rental must be charged to the card
• • Coverage period must not exceed 48 consecutive days
• • Only one rental vehicle covered at a time

Exclusions

• × Third party liability
• × Personal injury
• × Intoxication or drug use
• × Off-road operation
• × Vehicles with MSRP over $85,000
• × Trucks, pick-up trucks, cargo vans
• × Motorcycles, mopeds
• × Trailers, campers, RVs
• × Antique vehicles
• × Exotic or handmade vehicles

Conditions

Exclusions

Conditions

• • At least a portion of the purchase price must be charged to the card
• • Covers direct physical damage or theft
• • Coverage is excess to other insurance
• • Valid worldwide

Exclusions

• × Wear and tear
• × Theft from motor vehicles
• × Mysterious disappearance
• × Consumable or perishable goods
• × Animals or living plants
• × Jewelry/watches in baggage unless hand-carried
• × Motorized vehicles and accessories
• × Inventory or items for resale
• × Illegal acts

Conditions

• • Original manufacturer's warranty must be 5 years or less
• • Full purchase price must be charged to the card
• • Valid in Canada or the United States
• • Manufacturer's warranty must be valid

Exclusions

• × Used, rebuilt, or refurbished items
• × Motorized vehicles (except children's electric vehicles)
• × Items for business or commercial use (fixtures)
• × Consumables and perishables
• × Animals or living plants
• × Jewelry
• × Sports equipment damaged by use