🇨🇦 Marriott Bonvoy® American Express®* Card

Conditions

Exclusions

Conditions

• • Loss must occur within 100 days of the accident.
• • Trip fare must be charged to the American Express Card.
• • Covers accidental loss of life, limb, or sight.
• • Injury must occur while riding, boarding, or alighting from a common carrier.

Exclusions

• × Suicide or intentionally self-inflicted injury.
• × War or acts of war.
• × Committing a criminal offense.
• × Operating or serving as a crew member of a conveyance.
• × Injuries sustained in a rental vehicle.

Conditions

Exclusions

Conditions

Exclusions

Conditions

• • Coverage applies if your flight is delayed by 4 hours or more.
• • You must have charged the full cost of the ticket to your card.
• • Coverage also applies if you are denied boarding due to overbooking.
• • The airline must fail to provide alternative transportation within 4 hours.
• • Benefits cover reasonable living expenses and sundry items.

Exclusions

• × Delays caused by illegal activity or fraud.
• × War, hostilities, or acts of foreign enemies.
• × Terrorism acts.
• × Tickets purchased with reward points other than the Card reward program.
• × Failure of a device to read date/time data.

Conditions

• • Baggage must be delayed for at least 6 hours at the outbound destination.
• • Purchases for essential clothing and sundries must be made within 4 days.
• • The full fare of the ticket must be charged to the card.
• • Coverage includes emergency purchases of essential clothing and sundries.

Exclusions

• × Delays occurring on a return flight to your place of residence.
• × Illegal activity or fraud.
• × War, hostilities, or military acts.
• × Tickets purchased with reward points other than the Card reward program.

Conditions

• • You must charge the full fare of the airline ticket to the card.
• • Coverage applies to baggage checked with a scheduled or charter airline.
• • Also covers carry-on baggage while you are boarding or on the aircraft.
• • Coverage ends when you retrieve your checked baggage or leave the aircraft.

Exclusions

• × Electronics including laptops, iPods, MP3 players, and cell phones.
• × Cameras and camera equipment.
• × Contact lenses, eyeglasses, and sunglasses.
• × Cash, securities, tickets, and documents.
• × Perishable items, animals, and furs.
• × Sporting equipment (except golf clubs, skis, and racquets).

Conditions

• • You must decline the rental agency's Collision Damage Waiver (CDW).
• • The full cost of the rental must be charged to the card.
• • Only one rental vehicle is covered at a time.
• • You must report the accident or theft to the insurer within 48 hours.

Exclusions

• × Trucks, pick-up trucks, and off-road vehicles.
• × Vans, cargo vans, or mini cargo vans (mini-vans are covered).
• × Antique vehicles (over 20 years old).
• × Vehicles with an MSRP over $85,000.
• × Driving while intoxicated or under the influence of drugs.
• × Third-party liability (damage to other cars or people).

Conditions

Exclusions

Conditions

• • At least a portion of the purchase price must be charged to the Card.
• • Coverage protects against direct physical damage or theft.
• • Coverage is strictly excess to other insurance.
• • You must report the loss within 48 hours.

Exclusions

• × Wear and tear.
• × Theft from a motor vehicle.
• × Mysterious disappearance or lost items.
• × Consumable or perishable goods (food, perfume).
• × Animals or living plants.
• × Cash, gift cards, and traveler's cheques.
• × Used or refurbished items.

Conditions

• • Extends the original manufacturer's warranty by up to one year.
• • Original warranty must be valid in Canada or the US and be 5 years or less.
• • The entire purchase price must be charged to the Card.
• • Coverage allows for repair, replacement, or reimbursement.

Exclusions

• × Used, rebuilt, or refurbished items.
• × Motorized vehicles (cars, boats, scooters) and parts.
• × Items for commercial or business use.
• × Living plants and animals.
• × Consumables and perishables.
• × Jewelry.