🇺🇸 Delta SkyMiles® Reserve American Express Card

Conditions

Exclusions

Conditions

Exclusions

Conditions

• • Accidental Bodily Injury, loss of life, or Sickness of Traveler/Companion/Family
• • Inclement weather preventing travel
• • Change in military orders
• • Terrorist Action or hijacking
• • Jury duty or subpoena
• • Dwelling made uninhabitable
• • Quarantine imposed by a Physician

Exclusions

• × Pre-Existing Conditions
• × Suicide or intentionally self-inflicted injury
• × War (declared or undeclared)
• × Mental or emotional disorders (unless hospitalized)
• × Participation in professional sporting activity
• × Intoxication or drug use
• × Commission of illegal or criminal acts
• × Parachuting from an aircraft
• × Motorized vehicular racing
• × Dental treatment (unless injury to sound teeth)
• × Financial insolvency of travel supplier

Conditions

• • Accidental Bodily Injury, loss of life, or Sickness
• • Inclement weather
• • Change in military orders
• • Terrorist Action or hijacking
• • Jury duty or subpoena
• • Dwelling made uninhabitable
• • Quarantine

Exclusions

• × Pre-Existing Conditions
• × Suicide or intentionally self-inflicted injury
• × War
• × Mental or emotional disorders
• × Professional sporting activity
• × Intoxication
• × Illegal acts
• × Parachuting
• × Racing
• × Financial insolvency of travel supplier

Conditions

• • Inclement weather preventing travel
• • Terrorist Action or hijacking
• • Common Carrier equipment failure
• • Lost or stolen passports or travel documents

Exclusions

• × Losses made public or known prior to departure
• × Expenses paid prior to the Covered Trip
• × Intentional acts by the Eligible Traveler
• × Expenses not authorized by employer if using a commercial card

Conditions

Exclusions

Conditions

• • Baggage must be lost, damaged, or stolen
• • Must be on a Covered Trip with a Common Carrier
• • Must have paid the Entire Fare with the Eligible Card

Exclusions

• × War or acts of war
• × Confiscation by government authority
• × Credit cards, securities, travel documents
• × Cash, gift cards, negotiable instruments
• × Living plants and animals
• × Food and perishables
• × Eyeglasses, contact lenses, hearing aids
• × Property shipped as freight

Conditions

• • Must reserve and pay for the Entire Rental with the card
• • Must decline the rental company's collision damage waiver
• • Covered Driver must be listed on the rental agreement
• • Vehicle must be a standard 4-wheeled passenger vehicle

Exclusions

• × Cargo vans or vans seating over 8 passengers
• × Commercial or for-hire vehicles
• × Leased or mini-leased vehicles
• × Cars 20 years or older
• × Limousines
• × Off-road vehicles, motorcycles, campers
• × Rentals in Australia, Italy, or New Zealand
• × Intoxication or drug use

Conditions

• • Must pay monthly cell phone bill with the Eligible Card
• • Covers theft or damage including cracked screens
• • Limit of 2 claims per 12-month period

Exclusions

• × Accessories (except standard battery/antenna)
• × Phones for resale or professional use
• × Mysterious disappearance
• × Phones under care of common carrier
• × Cosmetic damage
• × Voluntary parting

Conditions

• • Must be a Covered Purchase charged to the Eligible Card
• • Item must be stolen, damaged, or lost
• • Incident must occur within 90 days of purchase

Exclusions

• × War or acts of war
• × Items under care of a third party/common carrier
• × Unattended items in unlocked vehicles
• × Consumables (food, perfume, batteries)
• × Animals or living plants
• × One-of-a-kind items (antiques, art, furs)
• × Motorized devices and parts
• × Items for resale or professional use

Conditions

• • Original Manufacturer's Warranty must be 5 years or less
• • Item must be purchased in the US or territories
• • Matches the terms of the Original Manufacturer's Warranty

Exclusions

• × Animals or living plants
• × One-of-a-kind items
• × Consumables
• × Motorized devices (except permanent fixtures)
• × Items for resale or professional use
• × Physical damage (unless covered by original warranty)