🇺🇸 Capital One Venture X Rewards Card

Conditions

Exclusions

Conditions

• • Pays out for accidental loss of life, limb, sight, speech, or hearing.
• • You must charge the entire cost of the fare to the eligible card.
• • Coverage applies while riding, entering, or exiting a common carrier.
• • Also covers taxi, bus, or train rides to/from the airport immediately before/after the flight.

Exclusions

• × Loss caused by illness, disease, or emotional trauma.
• × Suicide or self-inflicted injuries.
• × War (acts of terrorism are not excluded).
• × Acting as a pilot or crew member.

Conditions

• • You must charge the entire cost of the trip to your eligible card.
• • Coverage applies to you, your spouse/domestic partner, and dependent children.
• • The cancellation must be due to death, accidental injury, or illness of you or an immediate family member.
• • The cancellation can also be due to the financial insolvency of the airline or carrier.
• • A doctor must verify the illness or injury prevented travel.

Exclusions

• × Pre-existing medical conditions.
• × Traveling against the advice of a doctor.
• × Traveling specifically to get medical treatment.
• × Pregnancy during the third trimester.
• × Issues related to drug or alcohol use.
• × Injuries from professional sports or racing.

Conditions

• • You must charge the entire cost of the trip to your eligible card.
• • The interruption must be caused by death, injury, illness, or carrier insolvency.
• • You must provide written notice of the claim as soon as reasonably possible.

Exclusions

• × Pre-existing conditions.
• × Self-inflicted injuries or suicide.
• × War or acts of war (terrorism is covered).
• × Changes in plans or financial circumstances.

Conditions

• • You must purchase a portion or the entire cost of the trip with your eligible card.
• • The trip must be delayed for more than 6 hours or require an overnight stay.
• • The delay must be caused by equipment failure, weather, strike, or hijacking.
• • The trip must not exceed 365 days away from your residence.
• • You must be traveling on a common carrier like a plane, train, or cruise ship.

Exclusions

• × Delays that were made public or known before you left.
• × Pre-paid expenses like tour or activity fees.
• × Taxis, limos, commuter trains, and rental vehicles are not considered common carriers.

Conditions

Exclusions

Conditions

• • Reimburses the difference between the claimed value and what the airline pays.
• • You must purchase a portion or the entire cost of the trip with the card.
• • Coverage applies to checked luggage and carry-on baggage.
• • You must file a claim with the airline first.

Exclusions

• × Automobiles, motorcycles, and boats.
• × Contact lenses, eyeglasses, and hearing aids.
• × Money, credit cards, and checks.
• × Cameras and sporting equipment.
• × Items shipped as freight.
• × Cosmetics, perfumes, and consumables.

Conditions

• • You must initiate and complete the entire rental transaction with your card.
• • You must decline the rental company's collision damage waiver.
• • Coverage includes theft, damage, valid loss-of-use charges, and towing.
• • You must report damage to the administrator immediately.

Exclusions

• × Expensive, exotic, and antique cars.
• × Cargo vans and vehicles with open cargo beds.
• × Motorcycles, mopeds, and motorbikes.
• × Rentals in Israel, Jamaica, Republic of Ireland, or Northern Ireland.
• × Gradual wear and tear or mechanical breakdown.
• × Loss of personal belongings inside the car.

Conditions

• • You must pay your entire monthly cell phone bill with the eligible card.
• • Coverage begins the first day of the month following your payment.
• • Covers damage, theft, or involuntary/accidental parting.
• • Limited to 2 claims per 12-month period.
• • Supplemental coverage (pays after other insurance).

Exclusions

• × Accessories other than standard battery/antenna.
• × Phones purchased for resale or commercial use.
• × Mysterious disappearance (lost without explanation).
• × Cosmetic damage that doesn't affect functionality.
• × Phones under the care of a common carrier or in baggage.

Conditions

• • Covers new retail purchases for 90 days from the purchase date.
• • Protects against theft or damage.
• • You must purchase a portion or the entire cost with the eligible card.
• • This is secondary coverage; it pays after other insurance policies.

Exclusions

• × Animals and living plants.
• × Motorized vehicles and boats.
• × Items left in baggage or under the care of a common carrier.
• × Items lost or mysteriously disappeared.
• × Refurbished items unless they have a warranty.
• × Items purchased for resale or commercial use.

Conditions

• • Extends the manufacturer's warranty by one additional year.
• • Original warranty must be 3 years or less.
• • Valid for warranties of 3 years or less.
• • You must purchase a portion or the entire cost with the eligible card.
• • You should register the warranty, but it is not strictly required if you keep documents.

Exclusions

• × Motorized vehicles, boats, and aircraft.
• × Computer software.
• × Items purchased for resale or commercial use.
• × Used or pre-owned items (refurbished covered if warranted).
• × Real estate and permanent household fixtures.