🇨🇦 BMO Ascend World Elite®* Mastercard®*

Conditions

• • Must be a resident of Canada
• • Must be covered by a Government Health Insurance Plan (GHIP)
• • Account must be in good standing
• • Trip does not need to be charged to the card
• • Must contact Operations Centre within 24 hours of emergency

Exclusions

• × Pre-existing conditions not stable for 180 days prior to departure
• × High-risk activities like scuba diving (without certification), skydiving, or bungee jumping
• × Alcohol abuse or drug use
• × Travel against medical advice
• × Pregnancy complications within 9 weeks of expected due date

Conditions

• • Full cost of ticket must be charged to the card
• • Injury must be accidental and occur while passenger on licensed common carrier
• • Loss must occur within 365 days of accident

Exclusions

• × Sickness or disease
• × Suicide or self-inflicted injury
• × Illegal acts
• × War or terrorism
• × Operating or serving as crew on an aircraft

Conditions

• • Full or partial cost of trip must be charged to the card
• • Must be a resident of Canada
• • Account must be in good standing
• • Must notify Operations Centre within 48 hours of cause

Exclusions

• × Pre-existing medical conditions not stable for 180 days (or 365 days if age 65+)
• × Pregnancy complications
• × Known events at time of booking
• × Travel advisory issued before booking
• × Alcohol or drug abuse

Conditions

• • Full or partial cost of trip must be charged to the card
• • Must be a resident of Canada
• • Account must be in good standing
• • Must notify Operations Centre within 48 hours

Exclusions

• × Pre-existing medical conditions not stable for 180 days (or 365 days if age 65+)
• × Known events prior to departure
• × Travel against medical advice
• × Alcohol or drug abuse
• × Bankruptcy of travel supplier (except as expressly covered)

Conditions

• • Delay must be more than 4 hours
• • Must be on a regularly scheduled commercial airline
• • Full cost of ticket must be charged to the card
• • Expenses must be incurred as a result of the delay

Exclusions

• × Operating or learning to operate an aircraft
• × Illegal acts
• × War, terrorism, or political risk
• × Bankruptcy or insolvency of travel supplier
• × Sanctions violations

Conditions

• • Full cost of ticket must be charged to the card
• • Baggage delayed more than 6 hours
• • Benefit only available for outbound travel
• • Purchases must be made within 36 hours of arrival

Exclusions

• × Delay occurring on return travel to residence
• × Wear and tear
• × Illegal acts
• × Sanctions violations

Conditions

• • Full cost of ticket must be charged to the card
• • Baggage must be checked in with or carried on a common carrier
• • Must notify Operations Centre immediately

Exclusions

• × Normal wear and tear
• × Animals
• × Money, securities, or tickets
• × Computers, software, or cellular phones
• × Jewelry or cameras in checked baggage

Conditions

• • Must be a resident of Canada
• • Full cost of rental must be charged to the card
• • Must decline the rental agency's Collision Damage Waiver (CDW)
• • Must not rent more than one vehicle at a time
• • Rental period must not exceed 48 days

Exclusions

• × Trucks, campers, or trailers
• × Off-road vehicles
• × Motorcycles or mopeds
• × Vehicles with MSRP over $65,000
• × Antique vehicles
• × Wear and tear
• × Off-road operation

Conditions

Exclusions

Conditions

• • Full purchase price must be charged to the card
• • Must be a resident of Canada
• • Account must be in good standing
• • Must use diligence to avoid loss

Exclusions

• × Money, tickets, or documents
• × Animals or living plants
• × Consumable or perishable goods
• × Jewelry in baggage not hand-carried
• × Used or refurbished items
• × Vehicles and motorized equipment
• × Mysterious disappearance

Conditions

• • Full purchase price must be charged to the card
• • Original manufacturer's warranty must be valid in Canada
• • Must register item if original warranty exceeds 5 years
• • Max extension is 1 year (doubles original warranty)

Exclusions

• × Used or refurbished items
• × Vehicles
• × Commercial property
• × Items with lifetime warranty
• × Installations or work in progress