🇨🇦 American Express® Aeroplan®* Reserve Card

Conditions

• • Must call Global Excel before receiving emergency services
• • Must be a resident of Canada covered by a government health insurance plan
• • Coverage available for persons age 64 or under
• • Coverage applies to the first 15 consecutive days of the trip
• • If you do not call Global Excel before treatment, you may be responsible for 20% of expenses up to $25,000

Exclusions

• × Medical conditions that were not stable in the 90 days before departure
• × Routine pre-natal care or pregnancy complications 9 weeks before/after due date
• × Participation in professional sports, motorized races, or mountain climbing
• × Travel against physician advice
• × Any medical condition if travel is undertaken to seek treatment

Conditions

• • Must be riding as a passenger in a common carrier
• • Full fare must be charged to the Card
• • Loss must occur within 100 days of accident
• • Maximum indemnity per covered person is $500,000

Exclusions

• × Suicide or self-inflicted injury
• × War or acts of war
• × Commission of a criminal offense
• × Operating or serving as crew of conveyance
• × Being under the influence of drugs or alcohol

Conditions

• • Must cancel with travel supplier no later than the business day following the cause of cancellation
• • Prepaid travel arrangements must be charged to the Card or paid with Aeroplan points
• • Medical conditions must be stable for 90 days prior to effective date
• • Reimbursement reduced by any travel vouchers offered by supplier

Exclusions

• × Pregnancy complications within 9 weeks of due date
• × Travel against physician advice
• × Known reasons that might prevent travel at time of booking
• × Participation in professional sports or dangerous activities
• × Travel to visit an ailing person who is the cause of the claim

Conditions

• • Cause of interruption must occur during the trip
• • Includes reimbursement for unused prepaid arrangements
• • Includes extra cost of economy transportation to return home
• • Medical conditions must be stable for 90 days prior to departure

Exclusions

• × Pre-existing medical conditions not stable for 90 days
• × Travel against physician advice
• × Pregnancy complications within 9 weeks of due date
• × War or acts of war
• × Illegal activity

Conditions

• • Full fare must be charged to the Card or paid with Aeroplan points
• • Delay must be 4 hours or more
• • Includes denied boarding due to overbooking
• • Includes missed connections due to delay of incoming flight
• • Covers reasonable living expenses and sundry items

Exclusions

• × Alternate travel arrangements made by the insured (except taxi/rideshare)
• × Illegal activity or fraud
• × War or acts of war
• × Terrorism
• × Failure of any device to correctly read date/time data

Conditions

• • Baggage not delivered within 6 hours of arrival
• • Coverage applies to outbound flight destination only
• • Purchases must be made within 4 days of arrival
• • Full fare must be charged to the Card

Exclusions

• × Delay on a flight returning to place of residence
• × Illegal activity
• × War or acts of war
• × Terrorism

Conditions

• • Baggage must be checked-in or carry-on
• • Full fare must be charged to the Card
• • Coverage is in excess of other insurance or carrier payments
• • Must report loss to police or carrier immediately

Exclusions

• × Cameras, camera equipment, and accessories
• × Electronics including laptops and cell phones
• × Cash, currency, and tickets
• × Sporting equipment (except golf, ski, and tennis)
• × Confiscation by government authority

Conditions

• • Must decline rental agency's CDW/LDW
• • Full cost of rental must be charged to the Card
• • Coverage limited to one vehicle at a time
• • Must report damage within 48 hours

Exclusions

• × Trucks, pick-up trucks, and cargo vans
• × Off-road vehicles
• × Motorcycles or mopeds
• × Antique vehicles (over 20 years old)
• × Driving while intoxicated

Conditions

Exclusions

Conditions

• • Protects against direct physical damage or theft
• • Must report incident within 48 hours
• • Coverage ends 90 days after purchase
• • At least a portion of the purchase price must be charged to the Card

Exclusions

• × Wear and tear
• × Theft from motor vehicles
• × Mysterious disappearance
• × Consumables and perishables
• × Used or refurbished items

Conditions

• • Doubles original manufacturer warranty up to 1 year
• • Original warranty must be 5 years or less
• • Must be valid in Canada or US
• • Entire purchase price must be charged to the Card

Exclusions

• × Used or refurbished items
• × Motorized vehicles
• × Items for commercial use
• × Animals or living plants
• × Jewelry