🇨🇦 American Express® Aeroplan®* Card

Conditions

Exclusions

Conditions

• • Death or dismemberment must occur within 100 days of accident
• • Must be riding as a passenger on a Common Carrier (plane, train, ship)
• • Fare must be charged to the American Express Card
• • Includes exposure to elements and disappearance (presumed dead after 52 weeks)

Exclusions

• × Suicide or self-inflicted injury
• × War or acts of war
• × Commission of a criminal offense
• × Serving as operator or crew member
• × Alcohol or drug use unless prescribed

Conditions

Exclusions

Conditions

Exclusions

Conditions

• • The flight departure is delayed for 4 hours or more
• • Denied boarding due to overbooking and no alternative transport within 4 hours
• • Missed connection due to delay of incoming flight and no alternative transport within 4 hours
• • Coverage includes reasonable living expenses (meals, accommodation, taxi)
• • 100% of the ticket cost must be charged to the Card

Exclusions

• × Alternate travel arrangements like new airline tickets (except local taxi/rideshare)
• × Illegal activity or criminal acts
• × War, hostilities, or terrorism
• × Failure of any device to correctly read date/time data

Conditions

• • Baggage is not delivered within 6 hours of arrival at outbound destination
• • Purchases must be for essential clothing and sundries
• • Expenses must be incurred within 4 days of arrival
• • Full fare of the ticket must be charged to the Card

Exclusions

• × Delay occurring on a flight returning to the place of residence
• × Illegal activity or fraud
• × War, hostilities, or terrorism

Conditions

• • Baggage must be checked-in with a scheduled or charter airline
• • Carry-on baggage is covered when the person boards the aircraft
• • Coverage covers loss or damage to owned or borrowed baggage
• • Full fare of the ticket must be charged to the Card

Exclusions

• × Eyeglasses, sunglasses, contact lenses
• × Electronics including cameras, laptops, cell phones, MP3 players
• × Cash, securities, tickets, or documents
• × Sports equipment (except golf clubs, skis, and racquets)
• × Fragile items like china, glass, or antiques
• × Illegal activity, war, or confiscation by authorities

Conditions

• • Must decline the rental agency's Collision Damage Waiver (CDW)
• • Full cost of rental must be charged to the Card (or Points + Card)
• • Only one vehicle rented at a time is covered
• • Must initiate and complete the rental with the same Card

Exclusions

• × Trucks, pick-up trucks, or vehicles reconfigurable into pick-ups
• × Off-road vehicles, motorcycles, mopeds
• × Trailers, campers, recreational vehicles
• × Vehicles with MSRP over $85,000
• × Intoxicated driving or illegal narcotics
• × Wear and tear, mechanical breakdown

Conditions

Exclusions

Conditions

• • Covers direct physical damage or theft
• • At least a portion of the purchase price must be charged to the Card
• • Coverage is in excess of other insurance
• • Items given as gifts are covered

Exclusions

• × Wear and tear
• × Theft from a motor vehicle
• × Mysterious disappearance (lost items)
• × Consumables (perfume, food) and living plants
• × Jewelry in baggage unless hand-carried
• × Motorized vehicles and business property

Conditions

• • Doubles original manufacturer warranty up to one additional year
• • Original warranty must be 5 years or less
• • Entire purchase price must be charged to the Card
• • Valid in Canada or the United States

Exclusions

• × Used, rebuilt, or refurbished items
• × Motorized vehicles (cars, boats, etc.)
• × Business fixtures
• × Items with warranties longer than 5 years
• × Perishables and living plants